South Carolina
SCSouth Carolina Insurance Agency
The agency helps South Carolina applicants from its Charlotte office. South Carolina auto, road-test, and workers’ compensation rules differ from North Carolina and are described separately.
Request an SC quote →South Carolina auto minimums
South Carolina lists minimum liability and uninsured motorist limits of 25/50/25. Underinsured motorist coverage must be offered but is not required.
South Carolina road-test proof
SCDMV says the test vehicle needs a valid plate, registration and insurance card. Rental vehicles have additional contract requirements. Do not use North Carolina DL-123 rules for a South Carolina road test.
Workers’ compensation in South Carolina
South Carolina generally requires workers’ compensation at four or more employees; part-time and family employees may count. Confirm exceptions with the Commission.
FAQ
Questions people ask
What are South Carolina's minimum auto insurance limits? +
South Carolina lists minimum liability and uninsured motorist limits of 25/50/25. Underinsured motorist coverage must be offered but is not required.
What proof is needed for a South Carolina road test? +
SCDMV says the test vehicle needs a valid plate, registration and insurance card. Rental vehicles have additional contract requirements.
When is workers' compensation generally required in South Carolina? +
South Carolina generally requires it at four or more employees; part-time and family employees may count. Confirm exceptions with the Commission.
Carolinas Coverage Insurance Agency
410 Westinghouse Blvd, Suite B
Charlotte, NC 28273
North Carolina and South Carolina. Spanish and English contact paths.