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Flood insurance

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Flood Insurance

Most standard homeowners and renters policies do not cover flood. A separate flood policy may be needed for the building, contents or both. Availability depends on the property and the program or carrier.

Check flood options →

Why flood is called out separately

This is generally separate coverage. Do not assume a homeowners, renters or business policy pays a flood loss.

FAQ

Questions people ask

Does homeowners insurance cover flood? +

Most standard homeowners policies do not cover flood. A separate flood policy may be needed for the building, contents or both.

RELATED PAGES

🏠Home Insurance in North Carolina & South Carolina → 🔑Renters Insurance →
Important: State clearly this is generally separate coverage. Eligibility and waiting periods depend on the policy. Coverage, availability, price and eligibility depend on the final policy, state and insurer approval. This site does not issue a binding quote.

Carolinas Coverage Insurance Agency

410 Westinghouse Blvd, Suite B
Charlotte, NC 28273

North Carolina and South Carolina. Spanish and English contact paths.

704-595-3429