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Renters insurance

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Renters Insurance

Renters insurance can include personal property, personal liability and additional living expense for covered losses. A landlord’s policy is usually not designed to insure a tenant’s belongings.

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What renters insurance may cover

Limits, deductibles and exclusions vary. The building structure is generally the landlord’s responsibility.

Landlord policies and tenants

Usually the landlord's property policy is not designed to insure a tenant's personal belongings. Tenants should review renters insurance, including when a lease requires it.

FAQ

Questions people ask

What does renters insurance cover? +

It can include personal property, personal liability and additional living expense for covered losses. Limits, deductibles and exclusions vary.

Does a landlord's policy cover a tenant's belongings? +

Usually the landlord's property policy is not designed to insure a tenant's personal belongings. Tenants should review renters insurance.

RELATED PAGES

🏠Home Insurance in North Carolina & South Carolina → 💧Flood Insurance →
Important: Flood is generally separate from a standard renters policy. Coverage, availability, price and eligibility depend on the final policy, state and insurer approval. This site does not issue a binding quote.

Carolinas Coverage Insurance Agency

410 Westinghouse Blvd, Suite B
Charlotte, NC 28273

North Carolina and South Carolina. Spanish and English contact paths.

704-595-3429